Set goals for every part of your life in 2027, save for them on purpose, and check in every month. This 2027 goal planner and savings tracker for Google Sheets and Excel turns your New Year's goals into monthly and quarterly targets, tracks your sinking funds, emergency fund and savings challenges, and shows your progress on one dashboard. What's inside 2027 Vision: your word of the year, what a great December 2027 looks like in 8 life areas (money, debt, health, career, relationships, home, learning, fun), and where you are today on a 1–10 scale. Goals: up to 16 goals with a start, a target and a deadline. Progress, the pace you need each month and a status (on track, behind, done) work themselves out. Goals can go down too: debt balances or weight. Mark your top 3 with ★. Goal Tracker: type where each goal stands at the end of the month. Green means on pace, orange means behind. Money goals can link to the savings tabs and fill in by themselves. Quarterly Plan: a milestone for each goal every quarter, plus a theme and three big actions per quarter. Monthly Check-ins: top 3 priorities, a rating, your biggest win and what you learned, with the month's numbers filled in for you. A year-in-review page for December. Sinking funds: vacation, Christmas, a new laptop. Set a goal and a month and see what to save each month and each paycheck. Emergency fund: list your monthly essentials, pick 3 to 12 months, and see how many months you're covered, with milestones. Savings challenges: the 52-week money challenge ($1,378), the 100 envelope challenge ($5,050, or half and double sizes) and no-spend days with a no-spend January challenge and streaks. Habit tracker: up to 8 habits, every day of 2027, with a monthly consistency score. Dashboard: goals done and on track, progress by life area, money saved each month, emergency fund, habits and no-spend days, with charts. Good to know Google Sheets (free Google account, works on computer, phone and tablet) and Excel (.xlsx), blank and with sample data. Comes with a sample year so you can see how it works. In Google Sheets, clear it with one tick. In Excel, pick the blank file. Instant download: a PDF with the Google Sheets copy link and a quick-start guide, plus the two Excel files. Not for Apple Numbers. Personal use only. Want the budget side of 2027 too? See our 2027 Budget Planner.