Know exactly where your money goes.
Set your budget once, log what you spend, and the planner shows what's left, what's on track and what's over, month by month.
- Monthly and annual dashboards that update themselves
- Bill tracker and savings goals included
- No formulas to write, no bank login
Everything you need to run your money, in one sheet
Rent, groceries, subscriptions, savings and debt payments, all in one place and fully customizable.
Monthly dashboard
Pick a month: income, spending, savings, debt paid and what's left over, at a glance.
Budget vs. actual
Every category with a progress bar. Overspending turns red so you catch it early.
Annual overview
Your whole year month by month, with totals, averages and an income vs. spending chart.
Transaction log
Pick the category from a dropdown. The rest fills in by itself.
Bill tracker
Tick each bill when it's paid. Anything past its due day turns red.
Savings goals
Set a target and a date. The planner tells you how much to save each month.
See your 50/30/20 split, automatically
About 50% of income. Rent, utilities, groceries, transportation, insurance: the bills you can't skip.
About 30%. Dining out, shopping, subscriptions and fun. The dashboard shows when you go over.
20% or more. Savings goals and extra debt payments: the money that moves you forward.
Your categories, your numbers. The guide is a starting point, not a rule.
Your whole year at a glance
See which months you saved the most, where your money really went and how much you have left over for the year.
Start budgeting →Never miss a bill. Hit every goal.
List your recurring bills once and tick them off each month. Set savings goals with a date, and know the exact amount to put aside.
Ready in 5 minutes
Works in Google Sheets with a free Google account, on computer, phone and tablet. Or open the Excel version.
Download
Get the PDF and the Excel files right after checkout and copy the planner to your Google Drive.
Set your budget
Name your categories and give each one a monthly amount.
Log and watch
Add transactions as you spend. The dashboards update instantly.
Questions
Does it work on my phone?
Yes, in the Google Sheets app. Setup is easiest on a computer.
Does it work in Excel or Numbers?
Excel, yes: you also get two Excel (.xlsx) files with the same tabs and formulas, one blank and one with sample data. Apple Numbers isn't supported.
Do I need to connect my bank?
No. You type your transactions. Nothing is linked.
Can I change the categories?
Yes. Rename, add or remove them in the Setup tab and every dashboard follows.
What about next year?
Make a fresh copy from your download link and set the new year. It's yours for life.
Give every dollar a job, starting today
Instant download. Copy it to Google Drive and build your budget in minutes.
Get the planner for30% launch discount applied at checkout