Give every dollar a job.
Your monthly and yearly budget in one calm app: plan to $0 left to budget, track planned vs. actual, pay every bill on time and watch your savings goals fill. No spreadsheets, no bank login.
- Zero-based monthly budget with "left to budget"
- Planned vs. actual for every category, month and year
- Bill tracker, savings goals and yearly charts
Plan the month to $0
Type your income, then give needs, wants, savings and debt payments their amounts until Left to budget hits zero. Copy last month's plan in one click when a new month starts.
Try the free demo
Planned vs. actual, every category
Log what you spend and each category shows what's left: On track, Almost at limit or Over by $43. The dashboard lists the ones to watch.
Get the app →Everything your budget needs
The same logic as our Budget Planner spreadsheet, with forms, buttons and charts instead of rows and formulas.
Zero-based budget
Income, needs, wants, savings and debt payments, with your own categories.
Transactions
Every paycheck, purchase and transfer, with search and category filters.
Bill tracker
Due days, autopay, mark paid each month. Late bills turn red.
Savings goals
Target, date and how much to put away each month.
Your year
Income vs. spending, averages, yearly budget and the 50/30/20 split.
CSV & backup
Export to Excel or Sheets. Light, dark and 4 colors.
Your whole year at a glance
Twelve months side by side: what came in, where it went and what was left over, against the yearly budget. Perfect for a fresh start in January.
Bills paid, goals funded
See what's still to pay this month and which bills are late. Link savings goals to your budget and the app tells you what to put away each month.
Ready in 5 minutes
One file that opens in Chrome, Edge, Safari or Firefox on your computer. Nothing to install.
Download
Get the app file and quick-start PDF right after checkout.
Plan your month
Income first, then a job for every dollar.
Log as you go
Press + for each purchase and watch planned vs. actual.
Questions
Do I need to connect my bank?
No. You log your money here yourself. Nothing is sent anywhere.
How is it different from the Safe to Spend app?
Safe to Spend plans paycheck to paycheck. The Budget Planner App is a zero-based budget for the whole month and the whole year.
Is there a subscription?
No. You pay once and keep the app. Updates are free.
Where is my data saved?
In your browser on your computer. Download a backup anytime and restore it on another computer.
Does it work on my phone?
It's made for computers right now.
Can I try it first?
Yes. Open the free demo with a sample year.
Is this financial advice?
No. It's a planning tool that does the math with your numbers.
Start the new year with a plan
Instant download. Plan January tonight and know where every dollar goes.
Get it for30% launch discount applied at checkout
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