A free budget that shows where your money goes.
Budget Lite is a one-month budget for Google Sheets and Excel: your income and categories, this month's bills, a spending log and a dashboard that does the math.
- Budget vs. actual for every category
- Bills with due dates, late ones turn red
- Blank and sample versions, Sheets and Excel
Small, but it does the job
Four tabs that work together. Type in the yellow cells; everything else fills in by itself.
Setup
Pick the month, name your categories and give each one a budget until $0 is left to assign.
Bills
This month's bills with their due day. Tick ✓ when paid; anything late turns red.
Transactions
Log income and spending. Pick the category from a dropdown and the group fills in.
Dashboard
Income, spent, saved, debt paid and left over, plus budget vs. actual with progress bars.
50/30/20 check
See your real split of needs, wants and savings next to the popular guideline.
Sample month
Opens with a sample so you see how it works. Clear it with one tick, or use the blank Excel file.
Budget vs. actual, category by category
Log what you spend and every category shows what's left. Over budget turns red while there's still time to fix it.
Get it free →Never miss a bill this month
List each bill once with its due day. Bills paid, still to pay and late are counted for you.
Give every dollar a job
Plan needs, wants, savings and debt payments against your income. "Left to assign" tells you when the plan adds up.
Lite, full or Ultimate?
Budget Lite covers one month at a time. When you want the whole year, the full planners are ready.
| Budget Lite | Budget Planner | Ultimate Bundle | |
|---|---|---|---|
| Monthly budget, bills, spending, dashboard | ✓ | ✓ | ✓ |
| Months | 1 at a time | All 12 | All 12 |
| Annual overview with charts | — | ✓ | ✓ |
| Bill tracker for the whole year | This month | ✓ | ✓ |
| Savings goals | — | ✓ | ✓ |
| Debt payoff plan and debt-free date | — | — | ✓ |
| Paycheck budget, savings tracker | — | — | ✓ |
| 3 offline money apps | — | — | ✓ |
Budget Planner
All 12 months, an annual overview with charts, a bill tracker for every month and savings goals.
See the Budget Planner →Ultimate Money Bundle
The Budget, Paycheck, Debt Payoff and Savings planners plus 3 offline money apps, for less than buying them one by one.
See the Ultimate Bundle →Questions
Is it really free?
Yes. Type $0 at checkout. Gumroad asks for your email to send the download link.
Does it work in Excel?
Yes. You get a Google Sheets version and two Excel (.xlsx) files: one blank and one with the sample month.
What's the catch?
Budget Lite plans one month at a time. For every month of the year, an annual overview and savings goals, there's the full Budget Planner.
Can I change the categories?
Yes. Rename them in Setup and every tab follows.
Does it work on Apple Numbers?
It's made for Google Sheets and Excel. Google Sheets works free on iPhone, iPad and Mac.
Start your budget tonight, for free
Copy it to Google Drive or open it in Excel and plan this month in 15 minutes.
Get Budget Lite free$0 · Download link by email