Everything you need to run your money, in one download. Four planners for Google Sheets and Excel, plus three money apps that work offline in your browser: Safe to Spend, the Debt Payoff App and the Savings Goals App. $61.93 separately, $14.99 together. What's included Budget Planner ($7.99): monthly dashboard, budget vs. actual for every category with over-budget alerts, annual overview, 50/30/20 breakdown, bill tracker and savings goals. Paycheck Budget Planner ($7.99): every bill matched to the paycheck that pays it, for weekly, biweekly or monthly pay, with short paychecks flagged before they happen. Debt Payoff Planner ($7.99): your exact debt-free date and the interest you save, snowball vs. avalanche vs. your own order, month-by-month plan for up to 15 debts. Savings Tracker ($7.99): up to 20 sinking funds with how much to save each month, 52-week and 100-envelope challenges and an emergency fund calculator. Safe to Spend Budget App ($9.99): one number, what you can safely spend until your next payday after bills and savings. Debt Payoff App ($9.99): snowball, avalanche or your own order, the payoff date of every debt, interest saved, a payment log and a progress chart. NEW · Savings Goals App ($9.99): goals and sinking funds with how much to save per month, week or paycheck, deposits and withdrawals, 52-week and 100-envelope challenges and an emergency fund. How they work together Plan the month in the Budget Planner and match bills to paydays in the Paycheck Budget Planner. Send the money left over to debt with the Debt Payoff Planner or App, or to goals with the Savings Tracker or App. Check the Safe to Spend app day to day. Good to know Each planner comes in Google Sheets (free Google account, works on computer, phone and tablet) and Excel (.xlsx, blank and with sample data). The apps are single HTML files that work offline in your browser, made for computers, with your data kept on your device. No bank login, no subscription. Instant download: a PDF with a copy link for each planner, the Excel files, and the app files with their quick-start guides. Not for Apple Numbers. Personal use only. Planning tools, not financial advice.