Give every dollar a job and see exactly where your money goes. This automated budget planner for Google Sheets and Excel turns your income and expenses into clear monthly and annual dashboards, so you always know what's left, what's on track and what's over. What's inside Monthly Budget dashboard: pick a month and see income, spending, savings, debt payments and what's left over. Budget vs. actual for every category, with progress bars and "over budget" alerts. 50/30/20 breakdown: see how your needs, wants and savings compare to the popular guideline. Annual Overview: every category month by month, with yearly totals, monthly averages and an income vs. spending chart. Transaction log: pick the category from a dropdown and everything else fills in by itself. Bill tracker: list your recurring bills, tick them off each month, and late bills turn red. Savings goals: set a target and a date, and the planner tells you how much to save each month. Zero-based setup: plan your month until there's $0 left to assign. How it works Set your categories and monthly budget (fully customizable). Log your transactions: date, amount, category. Your dashboards update instantly. Good to know Two versions included: Google Sheets (free Google account, works on computer, phone and tablet) and an Excel file (.xlsx). Comes with a sample year so you can see how it works. In Google Sheets, clear it with one tick. In Excel, pick the blank file or the one with the sample. Instant download: a PDF with the Google Sheets copy link, plus the Excel files (blank and sample). Not for Apple Numbers. For personal use only. This is a planning tool, not financial advice. Paying off debt too? Pair it with our Debt Payoff Planner to see your exact debt-free date.